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What is Chime?

Chime’s History and Background

Chime was founded in 2013 by Chris Britt and Ryan King, aiming to provide an alternative to traditional banking. It operates as a financial technology company, partnering with banks to offer a range of financial services without the traditional fees associated with big banks.

Chime’s Mission and Vision

Chime’s mission is to make banking more accessible, affordable, and user-friendly. Its vision is to empower customers to take control of their financial health through innovative tools and services.

Overview of Chime’s Services

Chime offers several key services, including a spending account, a high-yield savings account, and a credit builder card. Additionally, its mobile app provides a seamless banking experience with features designed to help users manage their finances efficiently.